You may find yourself enrolled in a Medicare Advantage Part C HMO/PPO plan that doesn’t have your preferred doctor(s) or doesn’t include your medications at the most competitive price for 2023. Perhaps you missed the 12/7 Annual Enrollment Period deadline to make a change to your current Medicare Advantage Part C plan. Either way you have some relief and a safety net to make a change to a new plan.
From January 1 to March 31, if you find your advantage Part C HMO or PPO is inadequate, you have a special Open Enrollment Period to make a one time change.
Congress enacted the Medicare Advantage Open Enrollment Period that runs from January 1st – March 31st each year to protect Medicare Beneficiaries from enrolling in the wrong Part C Medicare Advantage plan.
During the 2023 Open Enrollment Period, you can make:
1. A one time change from your current Medicare Advantage Part C HMO/PPO to a new Medicare Advantage Part C HMO/PPO or
2. You can disenroll from any Medicare Advantage Part C plan and return to Original Medicare. You will be allowed to add a standalone Part D drug plan but must pass medical underwriting to get approved by your medicare Supplement/Medigap plan. Remember, the Medigap/Supplement carriers will ask health questions and will accept or deny you based on the answers to these health questions.
Please let our team at Steinlage Insurance Agency help during this Open Enrollment Period-relay any questions our way so we can better understand your needs and help you select the most appropriate coverage for 2023~
Complete our online encrypted review form and relay over your doctor list with first and last names so we can do a deeper dive into your plan options for 2023.