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Illinois Medigap Resources

Are you an Illinois resident in need of information to find out about Medicare coverage or eligibility? The resources below may help.

Contact an Illinois Medicare Insurance Broker

Illinois SHIP

Illinois Senior Health Insurance Program Website
SHIP is run by the Illinois Department of Aging, and it offers free counseling for any Illinois resident covered by Medicare, as well as to their caregivers.

Available Resources:

  • Find a SHIP Counselor – SHIP is located in each Illinois county. Find the office nearest to you here.
  • Find a Provider  – The Illinois Department on Aging and the Elderly maintains this caregiver list and resource.
  • Prescription Drug Assistance  – How to qualify for prescription drug assistance in Illinois.
  • Medicare Webinars – SHIP offers a variety of webinars to help you learn the ins and outs of Medicare coverage.
  • Prescription Drug Guide – This online brochure includes helpful information about Illinois Medicare prescription drug coverage.

Illinois Department of Human Services

Find an IDHS Location Near You
Toll-free: 800-843-6154
Illinois Department of Human Services (IDHS) administers Illinois Medicaid and can answer questions regarding eligibility or benefits. Use the locator (above) or call to find an office near you.

Available Resources:

Illinois Department of Insurance

IDS Website
Consumer Services Section
Chicago Location
122 S. Michigan Ave., 19th Floor
Chicago, IL 60603
Springfield Location
320 W. Washington
Springfield, IL 62767

Illinois Department of Insurance regulates the insurance industry in Illinois, including the handling of health insurance-related complaints.

Available Resources:

Illinois Rx Buying Club

Illinois Rx Buying Club Website
P.O. Box 94858
Chicago, IL 60690-4440
Toll-Free 866-215-3462
If you are an Illinois resident and your total household income is less than or equal to 300% of the federal poverty level, you can save 20% (on average) on your prescription drugs. See site for details.

Medicare Benefits and Federal Employees Health Benefits (FEHB)

Office of Personnel Management
Retirement Operations Center
P.O. Box 45
Boyers, PA 16017-0045
Phone: 202-606-0500
Toll-Free: 1-88USOPMRET (1-888-767-6738)
This resource is for federal employees who receive Federal Employee Health Benefits (FEHB). Qualifying current and retired employees can refer Medicare-related questions to the FEHB office.

Available Resources:

  • Medicare and FEHB and Medicare Brochure
  • Medicare and FEHB FAQs

Recent Illinois Medicare Posts

Transitioning Insurance After Retirement

| Medicare | No Comments
Retirement should be a time when you finally get to do the things you’ve always wanted to do with the people who mean the most to you. At Steinlage Insurance Agency, we don’t want worries about your healthcare coverage to keep you from enjoying this new chapter in life. That’s why we are dedicated to helping people transition their healthcare coverage after retirement. There are several options for maintaining healthcare insurance after retirement. If you retire before you are 65 years old—before you qualify for Medicare—you’ll need to bridge the gap so that you don’t go without coverage. Fortunately, there are several options, including COBRA, private insurance, your spouse’s insurance plan, and the public marketplace. If you are 65 or over, Medicare will cover a large portion of your medical expenses. However, there are a myriad of supplemental plans that you’ll need to navigate in order to make sure your…
Helping Clients Understand Medicare, Steinlage Insurance Agency

Open Enrollment vs. Annual Enrollment: What Does it Mean?

| Medicare, Medicare Advantage | No Comments
It may seem lately that it’s impossible to turn on the television or listen to the radio without hearing something about Medicare open enrollment and annual enrollment. The worst part is that the terminology can be confusing. “Fall enrollment period,” “annual election period,” “annual enrollment,” “Medicare Advantage enrollment period,” “AEP,” and “OEP” are just a few of the terms that get tossed in the mix. There are two types of enrollment periods for Medicare: annual enrollment and open enrollment. Though they are sometimes called by different names, it all boils down to these two timeframes and what you can and cannot do during each. So what do they mean for you? Medicare Annual Enrollment (AEP) Annual enrollment, often referred to as AEP, takes place in fall, October 15 through December 7. This is the time when you can make changes to your Medicare plan to make it work better for…
Medicare Options, Steinlage Insurance Agency

What Medicare Outpatient Observation Notice (MOON) Is and How It Impacts Skilled Nursing Care Coverage

| Medicare, Medicare Outpatient Observation Notice | No Comments
There may come a time over the course of your health care journey when you will need to stay overnight in a hospital. This can happen for a wide variety of reasons. However, you and your family will need to consider how or whether this impacts your skilled nursing care coverage under Medicare. You or your family may receive a Medicare Outpatient Observation Notice (MOON), but if you have never received it, it can be hard to know what steps to take next. Read below about what this is and what questions you might have about the impact of this on your general care needs. What is Medicare Outpatient Observation Notice (MOON)? A Medicare Outpatient Observation Notice (MOON) is a document that provides you notice as to whether or not you are considered an inpatient during your hospital stay. This can be confusing to some because if the hospital does…