therapy Archives - Steinlage Insurance Agency

Medicare has Limits on Therapy

By Making the Most of your Medicare One Comment

Many people on Medicare do not realize that Medicare caps the amount of therapy a person is eligible for in a given year.  Here is a link for the official Medicare.gov document.  For 2013, Medicare will only approve: $1,900/year for physical therapy and speech therapy $1,900/year for occupational therapy Those are separate figures, meaning you could receive a total of $3,800 worth of services per year. It is important to remember that this is the amount Medicare approves.  Medicare will only cover 80% of this amount.  If you have a supplement, it would pick up the 20% balance.  Because Medicare does not approve services above the $1,900 amount, any therapy provided would be paid out of pocket by the recipient. This is not a new rule but is becoming more common as therapy is prescribed for a variety of illnesses.   Here are a few rules of thumb to keep…

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