obama care Archives - Steinlage Insurance Agency

Two groups that will benefit the most from Health Care reform

By Understanding Health Care Reform No Comments

Here are 2 demographics that may benefit the most when health care reform kicks off January 1st 2014: Pre 65 retiree – This group of people will have opportunities to shop around without fear of their pre existing conditions causing exorbitant prices or excluding them outright from coverage.  There are a number of people ages 55 – 64 who are financially ready to retire but unable to do so because of their health.  These people are tied to their employer who provides them (and spouses) health insurance.  Starting January 1st, 2014, people will be able to enroll into health insurance without worrying about pre existing conditions.  You can choose a plan that fits your needs and it will cover you immediately. This age group will also benefit because rates that insurers charge can only be 3x the cost from age 26 to age 64.  This means that a comparable plan…

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