Coventry Archives - Steinlage Insurance Agency

Exchange plans give doc practices headaches

By Obamacare No Comments

Physician practices around the country say they are facing administrative hassles dealing with health plans on the insurance exchanges, according to a survey by the Medical Group Management Association. But they also say the payment rates they are getting from exchange plans are higher than anticipated and are equal to rates paid by non-exchange plans and Medicare. Nearly 60% of respondents said it is harder to verify patient coverage, obtain cost-sharing information and get information about in-network providers for exchange plans compared with non-exchange plans. Physician group practices are expressing dissatisfaction with the complexity and lack of information associated with insurance products sold on Obamacare exchanges. The more administrative complexity introduced into the healthcare system the less time and resources practices can devote to patient care. Some practices have also encountered severe network limitations. Almost half of respondents reported they have been unable to provide covered services to exchange patients…

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Obamacare plans offered in the greater Saint Louis area

By Making the Most of your Medicare No Comments

A common question I get from clients who are looking for individual health insurance is, “What plans are available to me under Obamacare?”  “Which plans have my doctor or hospital in network?”  “How do I pick between my options?” If you are in the market for individual health insurance in the Saint Louis area, I can help.  Our agency handles every aspect of the ACA, including walking you through the www.healthcare.gov subsidy process (the only way to get lower premiums).  Give us a call at 636-561-5060 for guidance. Ultimately, you will have 3 specific options to choose as of 2014.  They are: 1. Anthem Blue Cross and Blue Shield 2. CoventryOne PPO 3. CoventryOne Carelink Any policy you purchase as an individual should come from one of these insurers.  What are the differences? Anthem Blue Cross and Blue Shield Anthem’s plans tend to be lower priced with lower deductibles (the…

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